Pay in 3
Split your purchase into three interest-free instalments, collected every 30 days.
Cycle to Work · Government-backed
Spread the cost of a brand-new bike and accessories straight from your payslip, with no tax or national insurance to pay on eligible products.
maximum saving on bikes and kit
months to spread the cost via your payslip
all PAYE employees are eligible
Four simple steps
Cycle to Work is a government-backed scheme available to PAYE employees. You do not pay tax or national insurance on eligible products, saving up to 42% over 12 or 18 months.
Find out your spending limit, then choose your products in store or online so you know exactly how much to apply for.
Contact HR to find out which scheme your employer uses and complete the provider application.
Your Cycle to Work provider or HR team will guide you through receiving your voucher code.
Redeem in store, or email the signed voucher with your order details and we will arrange collection or delivery.
Providers
Check with your HR department which provider your employer uses, then bring us your voucher and we will take care of the rest.
Accepted Cycle to Work provider
Visit providerAccepted Cycle to Work provider
Visit providerAccepted Cycle to Work provider
Visit providerAccepted Cycle to Work provider
Visit providerAccepted Cycle to Work provider
Visit providerAccepted Cycle to Work provider
Visit providerFinance
Not on a Cycle to Work scheme? You can also choose how to pay with Klarna, in store and online.
Split your purchase into three interest-free instalments, collected every 30 days.
Spread the cost over longer terms on qualifying purchases, with a quick decision at checkout.
Use Klarna at the till or on our website — ask the team and we will walk you through the options.
Klarna's Pay in 3 is a form of credit. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. T&Cs and late fees apply. County Cycles Ltd acts as a credit broker, not a lender; credit is provided by Klarna Bank AB. See klarna.com/uk/terms-and-conditions for full details.
FAQs
Still not sure about something? Give the team a ring or drop in. We have helped hundreds of riders through the scheme.
Everybody who earns their salary via PAYE is eligible for the Cycle to Work scheme.
There is no restricted expenditure on the government programme, although your employer may impose a limit.
The scheme runs through PAYE, so you qualify only if you pay yourself a salary via PAYE through a limited company.
We accept vouchers from all major providers, including Cyclescheme, Bike2Work Scheme, Halfords Cycle2Work, Perkbox/Vivup, Cycle Solutions and Green Commute Initiative.
GPS trackers and navigation devices, action cameras, car bike racks, turbo trainers and rollers, and kids’ bikes are excluded. Most frames and components qualify — check with your provider before starting your quote.
The maximum spend is the amount on your Cycle to Work voucher. Anything extra can be bought as a separate order.
Yes — if you would prefer your order shipped, get in touch by phone or email. Delivery is charged separately, outside the scheme.
Pick your dream bike, sort your voucher, and we will build it, fit it and hand it over ready to ride.